As an individual investor, how do you implement a top-down strategy? To begin, your long-term objectives should guide your investment strategy. A well-designed portfolio should be tailored to your own financial circumstances. Because each investor is unique, there is no one-size-fits-all formula for the optimal asset mix. It all comes down to your own financial objectives, demands, and risk tolerance.
If your portfolio requires significant growth, you may wish to increase your exposure to assets that have historically produced higher returns with strong short-term volatility, such as equities. If you prioritize cash flow over growth, your portfolio may benefit from more exposure to assets with historically lower returns and short-term volatility, such as preferred shares, bonds and utilities.
Consider what asset mix will get you closest to your goals. This strategic decision should change when your circumstances or needs change significantly. It should be independent of the market and focused on your long-term goals. To recommend an optimal asset allocation that ensures success, The Bellinson Group conducts a comprehensive analysis of each client’s financial situation and objectives.
Managing portfolios is complicated and nuanced. Market circumstances are always shifting, and financial media frequently muddy the waters. Having a trusted adviser, such as The Bellinson Group, keeps you focused on your long-term financial objectives and provides you with peace of mind.
The Bellinson Group is a Tokyo-based investment manager who takes a long-term, value-oriented, multi-strategic approach to investing.